Wallet-to-wallet transfers
Instant transfers between verified users, contacts and business wallets with clear fees and real-time notifications.
Start sending →Move money between people, wallets, M-PESA, banks and supported crypto networks. Hold multiple currencies, issue cards and build financial products from one modular platform.
Every capability is an independent module, allowing MamboWallet to launch progressively, replace providers and add new markets without rebuilding the core ledger.
Instant transfers between verified users, contacts and business wallets with clear fees and real-time notifications.
Start sending →Collect with C2B and STK Push, disburse through B2C, settle business payments through B2B and reconcile callbacks.
See M-PESA tools →Issue and manage eligible virtual or physical cards with spending controls, freezes, limits and transaction alerts.
Join the waitlist →Hold KES, USD, GBP, EUR and supported currencies using a double-entry ledger and provider-backed settlement accounts.
Open a wallet →Embed eligible fiat-to-crypto onramp and crypto payouts while separating custody, pricing and risk controls from the core wallet.
Understand crypto risk →Use modular APIs for wallets, accounts, cards, payouts, webhooks and ledger events—with approval and region gates.
Talk to partnerships →The user journey keeps compliance visible but light, with progressive verification and transparent transaction states.
Register, verify email and phone, complete KYC and optionally confirm the same number for WhatsApp alerts.
Add funds through M-PESA, bank transfer, card or supported provider routes.
Select a contact or destination, review the quote, confirm securely and follow the live transaction timeline.
Mambo Wallet was founded by James Waititu and later joined by Samuel Nderitu—long-time friends and information-technology experts united by a shared vision for accessible, connected financial services.
Meet Mambo WalletUnited States incorporated entity
Kenya incorporated entity
United Kingdom incorporated entity and global headquarters
Double-entry accounting, idempotent transactions, provider reconciliation and layered access controls protect every movement of value.
Read security practicesPasskeys/2FA-ready sessions, device controls and step-up verification for high-risk actions.
Immutable journal entries and balanced postings for auditable wallet movements.
Verification states, screening, limits, monitoring rules and case management.
Signature verification, idempotency keys, retries, dead-letter queues and reconciliation.
Start with a personal wallet or speak with us about merchant collections, bulk payouts, cards and embedded finance.